The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. Can I Refinance My Mortgage? This calculator can help determine whether it makes sense to refinance your mortgage. The Investment Risk No One’s Ever Heard Of You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.