At Horizon Wealth Advisors, we respect your personal financial privacy. We realize that you have entrusted us with private personal financial information, and it is important to us that you know our policy concerning what we do with that information.
We collect personal financial information about you from the following sources:
Information you provide us in investment advisory agreements, brokerage account applications, and other documents you complete in connection with the opening and maintenance of your accounts with us; and
Information you provide us orally; and
Information we receive from third parties, such as brokerage firms, about your transactions with us or with others.
We do not disclose any nonpublic personal financial information about you to anyone, except in the following circumstances:
When required to execute transactions for your account or otherwise to provide services you have requested; or
When you have specifically authorized us to do so in writing; or
When permitted or required by law.
Within our firm, we restrict access to your personal financial information to the employees who need to know that information to provide services to you. To ensure security and confidentiality, we maintain physical, electronic, and procedural safeguards to protect your privacy.
What does Horizon Wealth Advisors, LLC do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and driver’s license number
- Account balances and income
- Addresses and contact information
When you are no longer our client, we continue to share your information as described in this notice.
All financial companies need to share client’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their client’s personal information; the reasons Horizon Wealth Advisors, LLC chooses to share; and whether you can limit this sharing.
What we do
How does Horizon Wealth Advisors, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Horizon Wealth Advisors, LLC collect my personal information?
We collect your personal information, for example, when you:
- Open or close an account
- Authorize a trade or authorize a direct fee-deduction
- Authorize to raise cash
- Have a financial plan prepared
We may also collect your personal information from other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Horizon Wealth Advisors, LLC and MTA share common office space but do not share client information unless a client relationship also exists.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
These include broker/dealers, mutual fund companies, insurance companies and other financial institutions.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Horizon Wealth Advisors, LLC does not do joint marketing.