Independent Advice
We adhere to a fiduciary standard of care. A fiduciary can be defined as one who obligates himself or herself to act on behalf of another and assumes the duty to act in good faith and with care, candor, and loyalty in fulfilling that obligation. Therefore, we decided from the beginning to avoid conflicts of interest commission based relationships create. Horizon, like Maddox, Thomson, is not compensated by any service provider and we do not sell proprietary products. Therefore, the client can be sure that we are always acting in their own best interest.
Our Approach
We utilize a comprehensive, integrated, multidisciplinary process to provide advice and implementation. Often, our clients have financial and advisory relationships with several professionals, including:
- Attorneys
- Stockbrokers
- Money Managers
- Insurance Agents
- Valuation Experts
- Accountants
The client receives advice from each of these advisors based on a multitude of factors. However, these factors change over time and often there is no coordination of effort between professionals. We call this situation “financial fragmentation.” At Horizon we work closely with other professional advisors to deliver Integrated Wealth Management.
Integrated means to make whole by bringing all the parts together. Therefore, we seek to simplify the complex, interrelated questions and issues that are involved with planning to help you achieve your goals.
Our Breadth of Knowledge
We offer expertise in the key areas of wealth advisory including:
For individuals, families, or organizations that are clients of Horizon and Maddox, Thomson, the result is a seamless integration of resources and knowledge available and working for your benefit.
Personalized Service Model
Our service model is client focused and team driven, providing personal attention every step of the way. Each of our clients is a client of the firm, not the individual advisor. Each of our advisors are highly trained professionals with advanced degrees and certifications, i.e. CPA, CFP®, CFA.
Educated and Informed Clients
We work from a goal-oriented, context-sensitive perspective. Each client is unique and our commitment is to give our clients the opportunity to make their planning decisions from an informed point of view. We believe that if your goals are clear, your decisions are easy.